Our insurance, which is Esurance (owned by allstate) seems to be very good so far. In Maryland, basically the rule is, "if you hit someone else in the the back of their car, you are responsible for the damage to their car." So the person who hit Thomas will be responsible for the damage to our car and we will be responsible for the car in front that Thomas hit. I am still not sure how it all happened, but it seems to be something like two lanes merging into one. One car stopped suddenly, setting off a chain reaction of cars bumping into each other. T was in the second car in the chain...
Damage to back of car. |
His first works to me when I answered the phone were, "I have been in a car accident..." and oh man, I could feel the adrenaline dumping into my bloodstream. My mouth got that sharp metal taste and my hands got cold. Even though his next words were, "I am okay, not hurt, but the car is damaged in the front and back," I had a bad moment. This is Thomas though, he sounded like he was calling to tell me he was going to spend the day at the beach, cool and collected. I was the one who was falling apart for a brief moment. It didn't take long to realize that this was a "good" accident, if there is such a thing. Nobody bleeding, nobody needed an ambulance, and everyone at the scene was calm and had insurance!
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